{"id":3868,"date":"2025-08-13T14:43:00","date_gmt":"2025-08-13T11:43:00","guid":{"rendered":"https:\/\/topraktaumutvar.com.tr\/index.php\/2025\/08\/13\/tarim-kredi-marketlerde-bilanco-makyaji-zarar-dusuk-gosterildi-borclar-tirmandi\/"},"modified":"2025-08-13T14:43:00","modified_gmt":"2025-08-13T11:43:00","slug":"tarim-kredi-marketlerde-bilanco-makyaji-zarar-dusuk-gosterildi-borclar-tirmandi","status":"publish","type":"post","link":"https:\/\/topraktaumutvar.com.tr\/index.php\/2025\/08\/13\/tarim-kredi-marketlerde-bilanco-makyaji-zarar-dusuk-gosterildi-borclar-tirmandi\/","title":{"rendered":"Tar\u0131m Kredi Marketlerde bilan\u00e7o makyaj\u0131: Zarar d\u00fc\u015f\u00fck g\u00f6sterildi, bor\u00e7lar t\u0131rmand\u0131"},"content":{"rendered":"

Tar\u0131m Kredi Pazarlama ve Market\u00e7ilik A.\u015e<\/strong>.\u2019nin 2025 y\u0131l\u0131 Ocak\u2013Haziran d\u00f6nemine ait finansal tablolar\u0131 11 A\u011fustos\u2019ta kamuoyuna a\u00e7\u0131kland\u0131.<\/p>\n

Biz, Tar\u0131mdan Haber olarak bu rakamlar yay\u0131mlanmadan \u00f6nce, \u015firketin ilk 6 ayda yakla\u015f\u0131k 2,5 milyar lira zarar etti\u011fini<\/strong> kamuoyuna duyurmu\u015ftuk. Yay\u0131nlanan bilan\u00e7o bu \u00f6ng\u00f6r\u00fcm\u00fcz\u00fc fazlas\u0131yla do\u011frulad\u0131.<\/strong><\/p>\n

Zarar b\u00fcy\u00fcyor<\/strong><\/p>\n

Resmi verilere g\u00f6re, Tar\u0131m Kredi Marketler y\u0131l\u0131n ilk yar\u0131s\u0131nda 2 milyar 790 milyon lira faaliyet zarar\u0131 a\u00e7\u0131klad\u0131. <\/strong>Ge\u00e7en y\u0131l ayn\u0131 d\u00f6nemde bu rakam 1 milyar 852 milyon lira idi. Yani faaliyet zarar\u0131 ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re yakla\u015f\u0131k 1 milyar lira daha artm\u0131\u015f durumda.<\/strong><\/p>\n

Bu tablo, \u015firketin mali gidi\u015fat\u0131ndaki bozulman\u0131n h\u0131zland\u0131\u011f\u0131n\u0131 a\u00e7\u0131k\u00e7a g\u00f6steriyor. Ancak rakamlar\u0131n ard\u0131nda daha dikkat \u00e7ekici bir \u201cbilan\u00e7oya makyaj\u201d <\/strong>hikayesi var.<\/p>\n

Bilan\u00e7o makyaj\u0131 nas\u0131l yap\u0131ld\u0131?<\/strong><\/p>\n

Bilan\u00e7o kalemlerine bak\u0131ld\u0131\u011f\u0131nda, s\u00fcrd\u00fcr\u00fclen faaliyetler vergi \u00f6ncesi zarar\u0131n 2 milyar 629 milyon 791 TL oldu\u011fu g\u00f6r\u00fcl\u00fcyor.<\/strong> Normal \u015fartlarda, vergi \u00f6ncesi zarara vergi kaleminin eklenmesiyle zarar daha da b\u00fcy\u00fcr. Ancak burada ilgin\u00e7 bir durum var: vergi sonras\u0131 d\u00f6nem zarar\u0131 nas\u0131l oluyorsa 1 milyar 563 milyon liraya geriliyor.<\/strong><\/p>\n

Peki bu nas\u0131l m\u00fcmk\u00fcn oluyor?<\/strong><\/p>\n

Cevap, 1 milyar 65 milyon liral\u0131k vergi giderinin y\u0131l sonuna ertelenmesinde yat\u0131yor. Bu tutar, \u201c\u00f6denmemi\u015f\u201d <\/strong>yani \u201certelenmi\u015f\u201d <\/strong>vergi olarak gelir hanesine yaz\u0131l\u0131yor. B\u00f6ylece zarar ka\u011f\u0131t \u00fczerinde k\u00fc\u00e7\u00fclt\u00fcl\u00fcyor.<\/p>\n

Ge\u00e7en y\u0131l \u00f6denmi\u015fti, bu y\u0131l ertelendi<\/strong><\/p>\n

Elbette, \u015firketin vergi \u00f6demesini mahsupla\u015ft\u0131rmak i\u00e7in y\u0131l sonuna erteleme hakk\u0131 var. Ancak ge\u00e7en y\u0131l\u0131n ilk 6 ayl\u0131k bilan\u00e7osuna bak\u0131ld\u0131\u011f\u0131nda, 74 milyon liral\u0131k vergi giderinin ertelenmeyip \u00f6dendi\u011fi g\u00f6r\u00fcl\u00fcyor. Bu y\u0131l ise farkl\u0131 bir yol izlenerek vergi ertelenmi\u015f, \u00fcstelik gelir gibi g\u00f6sterilmi\u015f.<\/p>\n

Sonu\u00e7: Ger\u00e7ekte 2 milyar 629 milyon lira olan zarar, bilan\u00e7o \u00fczerinde 1 milyar 563 milyon lira gibi g\u00f6r\u00fcn\u00fcyor. Bu, hem kamuoyunu hem \u00e7ift\u00e7i ortaklar\u0131 hem de t\u00fcketiciyi yan\u0131ltan bir finansal ill\u00fczyon de\u011fil de nedir?<\/strong><\/p>\n

\"Zarar-1\"<\/p>\n

Bor\u00e7 y\u00fck\u00fc katland\u0131<\/strong><\/p>\n

K\u00f6t\u00fcle\u015fen tablo sadece zararla s\u0131n\u0131rl\u0131 de\u011fil. \u015eirketin finansal bor\u00e7lar\u0131 da son 6 ayda 10 milyar 118 milyon liradan 13 milyar 879 milyon liraya y\u00fckseldi. Yani bor\u00e7 hanesinde 3 milyar 761 milyon liral\u0131k bir art\u0131\u015f var.<\/p>\n

Finans\u00e7\u0131n\u0131n elindeki bilan\u00e7o oyunu<\/strong><\/p>\n

G\u00f6rd\u00fc\u011f\u00fcm\u00fcz kadar\u0131yla Tar\u0131m Kredi Genel M\u00fcd\u00fcr\u00fc H\u00fcseyin Ayd\u0131n’\u0131n, finans\u00e7\u0131 kimli\u011fini bu bilan\u00e7olarda fazlas\u0131yla konu\u015fturuyor! Ancak ortaya \u00e7\u0131kan sonu\u00e7, \u015firketin ger\u00e7ek mali durumunun makyajla gizlendi\u011fini g\u00f6steriyor. Zarar b\u00fcy\u00fcrken bor\u00e7lar katlan\u0131yor; fakat bilan\u00e7o ka\u011f\u0131t \u00fczerinde daha \u201ciyi\u201d <\/strong>g\u00f6r\u00fcn\u00fcyor.<\/p>\n

Bu gidi\u015fat, Tar\u0131m Kredi Marketlerin h\u0131zla bor\u00e7 bata\u011f\u0131na sapland\u0131\u011f\u0131n\u0131n ve makyajl\u0131 bilan\u00e7olarla bu ger\u00e7e\u011fin \u00f6telenmeye \u00e7al\u0131\u015f\u0131ld\u0131\u011f\u0131n\u0131n en net g\u00f6stergesi.<\/p>","protected":false},"excerpt":{"rendered":"

Tar\u0131m Kredi Pazarlama ve Market\u00e7ilik A.\u015e.\u2019nin 2025 y\u0131l\u0131 Ocak\u2013Haziran d\u00f6nemine ait finansal tablolar\u0131 11 A\u011fustos\u2019ta kamuoyuna a\u00e7\u0131kland\u0131. Biz, Tar\u0131mdan Haber olarak bu rakamlar yay\u0131mlanmadan \u00f6nce, \u015firketin ilk 6 ayda yakla\u015f\u0131k 2,5 milyar lira zarar etti\u011fini kamuoyuna duyurmu\u015ftuk. Yay\u0131nlanan bilan\u00e7o bu \u00f6ng\u00f6r\u00fcm\u00fcz\u00fc fazlas\u0131yla do\u011frulad\u0131. Zarar b\u00fcy\u00fcyor Resmi verilere g\u00f6re, Tar\u0131m Kredi Marketler y\u0131l\u0131n ilk yar\u0131s\u0131nda 2 …<\/p>\n","protected":false},"author":1,"featured_media":3869,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-3868","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-tarim-haberleri"],"_links":{"self":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/3868","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=3868"}],"version-history":[{"count":0,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/3868\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/media\/3869"}],"wp:attachment":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=3868"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=3868"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=3868"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}