{"id":4294,"date":"2025-10-24T21:05:00","date_gmt":"2025-10-24T18:05:00","guid":{"rendered":"https:\/\/topraktaumutvar.com.tr\/index.php\/2025\/10\/24\/traktor-aliminda-ciftciye-kotu-surpriz-subvansiyonlar-yari-yariya-kesildi-faiz-yuku-ikiye-katlandi\/"},"modified":"2025-10-24T21:05:00","modified_gmt":"2025-10-24T18:05:00","slug":"traktor-aliminda-ciftciye-kotu-surpriz-subvansiyonlar-yari-yariya-kesildi-faiz-yuku-ikiye-katlandi","status":"publish","type":"post","link":"https:\/\/topraktaumutvar.com.tr\/index.php\/2025\/10\/24\/traktor-aliminda-ciftciye-kotu-surpriz-subvansiyonlar-yari-yariya-kesildi-faiz-yuku-ikiye-katlandi\/","title":{"rendered":"Trakt\u00f6r al\u0131m\u0131nda \u00e7ift\u00e7iye k\u00f6t\u00fc s\u00fcrpriz: S\u00fcbvansiyonlar yar\u0131 yar\u0131ya kesildi, faiz y\u00fck\u00fc ikiye katland\u0131!"},"content":{"rendered":"<p>\u00c7ift\u00e7inin tar\u0131msal makine park\u0131n\u0131 yenilemesi i\u00e7in kritik \u00f6nem ta\u015f\u0131yan s\u00fcbvansiyonlu kredi sisteminde radikal bir k\u0131s\u0131tlamaya gidildi. Daha \u00f6nce %60\u2019a kadar faiz indirimi uygulanan trakt\u00f6r al\u0131m kredilerinde, h\u00fck\u00fcmet indirim oran\u0131n\u0131 %30\u2019a \u00e7ekti.<\/p>\n<p>Bu karar, zaten girdi maliyetleri ve genel enflasyon bask\u0131s\u0131 alt\u0131nda olan \u00e7ift\u00e7iye yeni bir finansal y\u00fck getirdi.<\/p>\n<h3>Faiz \u0130ndirimi %60&#8217;tan %30&#8217;a D\u00fc\u015ft\u00fc<\/h3>\n<p>Yap\u0131lan d\u00fczenleme \u00f6ncesinde, Ziraat Bankas\u0131 arac\u0131l\u0131\u011f\u0131yla kulland\u0131r\u0131lan 2 milyon liraya kadar olan trakt\u00f6r kredisinde, \u00e7ift\u00e7iler \u015fu indirimlerden yararlanabiliyordu:<\/p>\n<p><strong>Temel Faiz \u0130ndirimi:<\/strong> %25<\/p>\n<p><strong>Yurt \u0130\u00e7i Makine Al\u0131m\u0131:<\/strong> %25 (Ek)<\/p>\n<p><strong>\u00d6rg\u00fct \u00dcyeli\u011fi (1. Derece):<\/strong> %10 (Ek)<\/p>\n<p><strong>TOPLAM \u0130ND\u0130R\u0130M:<\/strong> <strong>%60<\/strong><\/p>\n<p>Ancak Resmi Gazete&#8217;de bug\u00fcn yay\u0131mlanan yeni kararla birlikte, temel faiz indirimi %25\u2019ten %12.5\u2019e d\u00fc\u015f\u00fcr\u00fcld\u00fc. Ek indirimlerle birlikte \u00e7ift\u00e7inin ula\u015fabilece\u011fi en y\u00fcksek faiz indirimi oran\u0131 art\u0131k %30 ile s\u0131n\u0131rland\u0131r\u0131lm\u0131\u015f oldu.<\/p>\n<h3>Kredi Limiti Enflasyona Ra\u011fmen Artmad\u0131<\/h3>\n<p>Trakt\u00f6r kredisinde %30,49&#8217;luk Tar\u0131msal Girdi Enflasyonundaki art\u0131\u015fa ra\u011fmen, kredi \u00fcst limitinde herhangi bir art\u0131\u015f yap\u0131lmayarak 2 milyon lirada sab\u0131t tutuldu.<\/p>\n<p>S\u00fcbvansiyonlu kredilerdeki bu ani faiz ve limit k\u0131s\u0131tlamas\u0131, \u00e7ift\u00e7inin trakt\u00f6r al\u0131m\u0131nda faizlerin art\u0131r\u0131lmas\u0131 anlam\u0131n\u0131 ta\u015f\u0131yor.<\/p>\n<hr \/>","protected":false},"excerpt":{"rendered":"<p>\u00c7ift\u00e7inin tar\u0131msal makine park\u0131n\u0131 yenilemesi i\u00e7in kritik \u00f6nem ta\u015f\u0131yan s\u00fcbvansiyonlu kredi sisteminde radikal bir k\u0131s\u0131tlamaya gidildi. Daha \u00f6nce %60\u2019a kadar faiz indirimi uygulanan trakt\u00f6r al\u0131m kredilerinde, h\u00fck\u00fcmet indirim oran\u0131n\u0131 %30\u2019a \u00e7ekti. Bu karar, zaten girdi maliyetleri ve genel enflasyon bask\u0131s\u0131 alt\u0131nda olan \u00e7ift\u00e7iye yeni bir finansal y\u00fck getirdi. Faiz \u0130ndirimi %60&#8217;tan %30&#8217;a D\u00fc\u015ft\u00fc Yap\u0131lan d\u00fczenleme &hellip;<\/p>\n","protected":false},"author":1,"featured_media":4295,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-4294","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-tarim-haberleri"],"_links":{"self":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/4294","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=4294"}],"version-history":[{"count":0,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/4294\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/media\/4295"}],"wp:attachment":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=4294"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=4294"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=4294"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}