{"id":5257,"date":"2026-08-05T08:30:00","date_gmt":"2026-08-05T05:30:00","guid":{"rendered":"https:\/\/topraktaumutvar.com.tr\/index.php\/2026\/08\/05\/abdde-ciftcinin-500-milyar-dolarlik-borcu-kimin-elinde-tarim-finansmaninda-iki-dev-one-cikiyor\/"},"modified":"2026-08-05T08:30:00","modified_gmt":"2026-08-05T05:30:00","slug":"abdde-ciftcinin-500-milyar-dolarlik-borcu-kimin-elinde-tarim-finansmaninda-iki-dev-one-cikiyor","status":"publish","type":"post","link":"https:\/\/topraktaumutvar.com.tr\/index.php\/2026\/08\/05\/abdde-ciftcinin-500-milyar-dolarlik-borcu-kimin-elinde-tarim-finansmaninda-iki-dev-one-cikiyor\/","title":{"rendered":"ABD’de \u00e7ift\u00e7inin 500 milyar dolarl\u0131k borcu kimin elinde? Tar\u0131m finansman\u0131nda iki dev \u00f6ne \u00e7\u0131k\u0131yor"},"content":{"rendered":"

Haber Merkezi \/ <\/strong>ABD’de tar\u0131m sekt\u00f6r\u00fcn\u00fcn kulland\u0131\u011f\u0131 kredi hacmi 500 milyar dolar\u0131n \u00fczerine \u00e7\u0131karken, \u00e7ift\u00e7ilerin finansmana eri\u015fiminde iki b\u00fcy\u00fck kurum grubu belirleyici rol oynuyor.<\/p>\n

Verilere g\u00f6re, \u00e7ift\u00e7ilerin toplam kredi borcunun yakla\u015f\u0131k y\u00fczde 46’s\u0131 Tar\u0131m Kredi Sistemi (Farm Credit System) taraf\u0131ndan finanse ediliyor. Yakla\u015f\u0131k 557 milyar dolarl\u0131k varl\u0131\u011fa sahip sistem, \u00fclkenin en b\u00fcy\u00fck tar\u0131msal kredi sa\u011flay\u0131c\u0131s\u0131 konumunda bulunuyor.<\/p>\n

Bankalar ikinci s\u0131rada<\/h3>\n

Tar\u0131m sekt\u00f6r\u00fcne kredi sa\u011flayan ticari bankalar\u0131n toplam kredi hacmi ise 212 milyar dolar seviyesinde bulunuyor. Bu rakam, \u00e7ift\u00e7i bor\u00e7lar\u0131n\u0131n yakla\u015f\u0131k y\u00fczde 35,7’sine kar\u015f\u0131l\u0131k geliyor.<\/p>\n

Kalan finansman ise sigorta \u015firketleri, ekipman ve girdi sat\u0131c\u0131lar\u0131n\u0131n sa\u011flad\u0131\u011f\u0131 ticari krediler ile di\u011fer finans kurulu\u015flar\u0131 aras\u0131nda payla\u015f\u0131l\u0131yor.<\/p>\n

En b\u00fcy\u00fck kredi sa\u011flay\u0131c\u0131s\u0131n\u0131 belirlemek kolay de\u011fil<\/h3>\n

Uzmanlara g\u00f6re ABD’de tar\u0131msal kredi sa\u011flay\u0131c\u0131lar\u0131n\u0131 tek tek s\u0131ralamak olduk\u00e7a g\u00fc\u00e7. Bunun nedeni ise kullan\u0131lan veri setleri, kredi t\u00fcrleri ve kurum s\u0131n\u0131fland\u0131rmalar\u0131n\u0131n farkl\u0131l\u0131k g\u00f6stermesi.<\/p>\n

Ge\u00e7mi\u015f y\u0131llarda yap\u0131lan de\u011ferlendirmelerde Farm Credit birlikleri, MetLife ve Rabobank tar\u0131m sekt\u00f6r\u00fcn\u00fcn \u00f6nde gelen finans kurulu\u015flar\u0131 aras\u0131nda g\u00f6sterilirken, sekt\u00f6r uzmanlar\u0131 genel tablonun bug\u00fcn de b\u00fcy\u00fck \u00f6l\u00e7\u00fcde benzer oldu\u011funu ifade ediyor.<\/p>\n

\u00c7ift\u00e7ilere \u00f6neri: Tek kurumla yetinmeyin<\/h3>\n

Uzmanlar, finansman arayan \u00fcreticilere yaln\u0131zca tek bir kredi kurulu\u015fuyla g\u00f6r\u00fc\u015fmek yerine farkl\u0131 kurumlar\u0131n faiz oranlar\u0131n\u0131 ve kredi ko\u015fullar\u0131n\u0131 kar\u015f\u0131la\u015ft\u0131rmalar\u0131n\u0131 tavsiye ediyor.<\/p>\n

Bu sayede \u00fcreticilerin daha d\u00fc\u015f\u00fck maliyetli finansman bulma ve daha uygun geri \u00f6deme ko\u015fullar\u0131na ula\u015fma imk\u00e2n\u0131 elde edebilece\u011fi belirtiliyor.<\/p>\n

<\/div>\n
<\/div>\n

Finansmanda yeni e\u011filim<\/h3>\n

ABD tar\u0131m\u0131nda son y\u0131llarda kredi kullan\u0131m\u0131nda kademeli bir de\u011fi\u015fim ya\u015fan\u0131yor. Finansman\u0131n bir b\u00f6l\u00fcm\u00fc ticari bankalardan kooperatif tipi kredi kurulu\u015flar\u0131na ve sat\u0131c\u0131 finansman\u0131na y\u00f6nelse de, sekt\u00f6r\u00fcn kulland\u0131\u011f\u0131 tar\u0131msal kredilerin b\u00fcy\u00fck k\u0131sm\u0131 h\u00e2l\u00e2 Tar\u0131m Kredi Sistemi ile ticari bankalar\u0131n kontrol\u00fcnde bulunuyor.<\/p>\n

\n <\/div>","protected":false},"excerpt":{"rendered":"

Haber Merkezi \/ ABD’de tar\u0131m sekt\u00f6r\u00fcn\u00fcn kulland\u0131\u011f\u0131 kredi hacmi 500 milyar dolar\u0131n \u00fczerine \u00e7\u0131karken, \u00e7ift\u00e7ilerin finansmana eri\u015fiminde iki b\u00fcy\u00fck kurum grubu belirleyici rol oynuyor. Verilere g\u00f6re, \u00e7ift\u00e7ilerin toplam kredi borcunun yakla\u015f\u0131k y\u00fczde 46’s\u0131 Tar\u0131m Kredi Sistemi (Farm Credit System) taraf\u0131ndan finanse ediliyor. Yakla\u015f\u0131k 557 milyar dolarl\u0131k varl\u0131\u011fa sahip sistem, \u00fclkenin en b\u00fcy\u00fck tar\u0131msal kredi sa\u011flay\u0131c\u0131s\u0131 …<\/p>\n","protected":false},"author":1,"featured_media":5258,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-5257","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-tarim-haberleri"],"_links":{"self":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/5257","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=5257"}],"version-history":[{"count":0,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/5257\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/media\/5258"}],"wp:attachment":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=5257"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=5257"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=5257"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}