{"id":5344,"date":"2026-08-26T23:07:00","date_gmt":"2026-08-26T20:07:00","guid":{"rendered":"https:\/\/topraktaumutvar.com.tr\/index.php\/2026\/08\/26\/tarim-kredi-marketin-6-aylik-bilancosu-ortaya-cikti-zarar-11-milyar-tl-sermaye-875-milyara-cikti\/"},"modified":"2026-08-26T23:07:00","modified_gmt":"2026-08-26T20:07:00","slug":"tarim-kredi-marketin-6-aylik-bilancosu-ortaya-cikti-zarar-11-milyar-tl-sermaye-875-milyara-cikti","status":"publish","type":"post","link":"https:\/\/topraktaumutvar.com.tr\/index.php\/2026\/08\/26\/tarim-kredi-marketin-6-aylik-bilancosu-ortaya-cikti-zarar-11-milyar-tl-sermaye-875-milyara-cikti\/","title":{"rendered":"Tar\u0131m Kredi Market\u2019in 6 ayl\u0131k bilan\u00e7osu ortaya \u00e7\u0131kt\u0131: Zarar 1,1 milyar TL, sermaye 8,75 milyara \u00e7\u0131kt\u0131"},"content":{"rendered":"

Haber Merkezi \/ <\/strong>T\u00fcrkiye Tar\u0131m Kredi Kooperatifleri Merkez Birli\u011fi\u2019nin y\u00fczde 100 i\u015ftiraki TK Tar\u0131m Kredi Pazarlama ve Market\u00e7ilik A.\u015e.\u2019nin 30 Haziran 2026 tarihli alt\u0131 ayl\u0131k finansal tablolar\u0131 a\u00e7\u0131kland\u0131.<\/p>\n

S\u0131n\u0131rl\u0131 ba\u011f\u0131ms\u0131z denetimden ge\u00e7en bilan\u00e7o, Tar\u0131m Kredi Market\u2019in operasyonel performans\u0131nda ge\u00e7en y\u0131la g\u00f6re belirgin bir toparlanma ya\u015fand\u0131\u011f\u0131n\u0131, buna kar\u015f\u0131l\u0131k y\u00fcksek finansman maliyetinin \u015firketin karl\u0131l\u0131\u011fa ge\u00e7mesini engellemeye devam etti\u011fini g\u00f6sterdi.<\/p>\n

\"Tarim<\/p>\n

\"Tarim<\/p>\n

SATI\u015eLAR 43,5 M\u0130LYAR TL\u2019YE \u00c7IKTI<\/h3>\n

Tar\u0131m Kredi Market\u2019in 2026 y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131ndaki has\u0131lat\u0131 43 milyar 504 milyon TL\u2019ye y\u00fckseldi.<\/p>\n

Ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6neminde \u015firketin has\u0131lat\u0131 38 milyar 375 milyon TL seviyesindeydi.<\/p>\n

Sat\u0131\u015flar\u0131n maliyeti 35,5 milyar TL olurken, \u015firketin br\u00fct kar\u0131 5,95 milyar TL\u2019den 7,98 milyar TL\u2019ye \u00e7\u0131kt\u0131. B\u00f6ylece br\u00fct karda \u00f6nemli bir art\u0131\u015f sa\u011fland\u0131.<\/p>\n

PAZARLAMA G\u0130DER\u0130 BR\u00dcT KARI A\u015eTI<\/h3>\n

Ancak \u015firketin 7,98 milyar TL\u2019lik br\u00fct kar\u0131na kar\u015f\u0131l\u0131k pazarlama giderleri 8,06 milyar TL olarak ger\u00e7ekle\u015fti.<\/p>\n

Pazarlama giderlerinin 4,18 milyar TL\u2019sini personel giderleri, 1,62 milyar TL\u2019sini amortisman ve itfa paylar\u0131, 965 milyon TL\u2019sini ise nakliye giderleri olu\u015fturdu.<\/p>\n

Genel y\u00f6netim ve di\u011fer faaliyet giderlerinin de eklenmesiyle Tar\u0131m Kredi Market, y\u0131l\u0131n ilk yar\u0131s\u0131nda 474 milyon TL esas faaliyet zarar\u0131 a\u00e7\u0131klad\u0131.<\/p>\n

Bu rakam ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6neminde 3,69 milyar TL seviyesindeydi.<\/p>\n

Dolay\u0131s\u0131yla \u015firketin temel faaliyetlerinde ciddi bir iyile\u015fme ya\u015fand\u0131\u011f\u0131 g\u00f6r\u00fcl\u00fcrken, Tar\u0131m Kredi Market hen\u00fcz operasyonel olarak kara ge\u00e7ebilmi\u015f de\u011fil.<\/p>\n

2,7 M\u0130LYAR TL F\u0130NANSMAN G\u0130DER\u0130<\/h3>\n

Bilan\u00e7onun en dikkat \u00e7ekici kalemlerinden biri ise finansman giderleri oldu.<\/p>\n

\u015eirketin 2026\u2019n\u0131n ilk 6 ay\u0131nda finansman gideri: 2 milyar 721 milyon 993 bin TL<\/strong> olarak ger\u00e7ekle\u015fti.<\/p>\n

Ayn\u0131 d\u00f6nemde 2,36 milyar TL net parasal pozisyon kazanc\u0131 kaydedilmesine ra\u011fmen, vergi \u00f6ncesi zarar 774 milyon TL<\/strong>\u2019ye, d\u00f6nem net zarar\u0131 ise 1 milyar 91 milyon 552 bin TL<\/strong>\u2019ye ula\u015ft\u0131.<\/p>\n

Ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6neminde \u015firketin zarar\u0131 2,07 milyar TL<\/strong> seviyesindeydi.<\/p>\n

B\u00f6ylece zarar yakla\u015f\u0131k yar\u0131 yar\u0131ya azalm\u0131\u015f olsa da \u015firketin y\u00fcksek finansman y\u00fck\u00fc karl\u0131l\u0131\u011f\u0131n \u00f6n\u00fcndeki en \u00f6nemli sorunlardan biri olmaya devam etti.<\/p>\n

\"Tarim<\/p>\n

<\/div>\n
<\/div>\n

6 AYDA 1,8 M\u0130LYAR TL FA\u0130Z \u00d6DEND\u0130<\/h3>\n

Nakit ak\u0131\u015f tablosu finansman y\u00fck\u00fcn\u00fcn \u015firkete ger\u00e7ek nakit maliyetini de ortaya koydu.<\/p>\n

Tar\u0131m Kredi Market y\u0131l\u0131n ilk yar\u0131s\u0131nda 9,6 milyar TL yeni kredi kullan\u0131rken<\/strong>, 11,2 milyar TL kredi geri \u00f6demesi ger\u00e7ekle\u015ftirdi.<\/p>\n

Ayn\u0131 d\u00f6nemde \u015firketin \u00f6dedi\u011fi faiz tutar\u0131 ise: 1 milyar 814 milyon TL <\/strong>oldu.<\/p>\n

\u015eirket y\u0131l\u0131n ilk yar\u0131s\u0131nda sermaye art\u0131r\u0131m\u0131ndan 2,25 milyar TL nakit sa\u011flarken, d\u00f6nem sonunda nakit ve nakit benzerleri 1,51 milyar TL\u2019den 1,11 milyar TL\u2019ye geriledi.<\/p>\n

SERMAYE 2,5 M\u0130LYARDAN 8,75 M\u0130LYAR TL\u2019YE \u00c7IKTI<\/h3>\n

Bilan\u00e7odaki bir di\u011fer dikkat \u00e7ekici geli\u015fme ise sermaye taraf\u0131nda ya\u015fand\u0131.<\/p>\n

Tar\u0131m Kredi Market\u2019in 2025 sonunda 2,5 milyar TL olan \u00f6denmi\u015f sermayesi, 30 Haziran 2026 itibar\u0131yla: 8 milyar 750 milyon TL<\/strong>\u2019ye y\u00fckseldi.<\/p>\n

\u015eirketin tek hissedar\u0131 T\u00fcrkiye Tar\u0131m Kredi Kooperatifleri Merkez Birli\u011fi olurken, sermayede nominal olarak 6,25 milyar TL\u2019lik art\u0131\u015f ger\u00e7ekle\u015fti.<\/p>\n

2025 sonunda bilan\u00e7oda yer alan 4 milyar TL tutar\u0131ndaki \u201cpay sahiplerinin ilave sermaye katk\u0131lar\u0131\u201d sermaye art\u0131r\u0131m\u0131na dahil edilirken, nakit ak\u0131\u015f tablosuna g\u00f6re 2026\u2019n\u0131n ilk yar\u0131s\u0131nda sermaye art\u0131r\u0131m\u0131ndan \u015firkete giren yeni nakit tutar\u0131 2,25 milyar TL oldu.<\/p>\n

BOR\u00c7 AZALDI AMA T\u0130CAR\u0130 BOR\u00c7LAR ARTTI<\/h3>\n

\u015eirketin finansal bor\u00e7lar\u0131nda ise d\u00fc\u015f\u00fc\u015f ya\u015fand\u0131.<\/p>\n

2025 sonunda 15,48 milyar TL <\/strong>olan finansal bor\u00e7lar, 30 Haziran 2026 itibar\u0131yla 12,11 milyar TL<\/strong>\u2019ye geriledi.<\/p>\n

Net bor\u00e7 da 13,97 milyar TL<\/strong>\u2019den 11 milyar TL <\/strong>seviyesine indi.<\/p>\n

Net bor\u00e7\/\u00f6zkaynak oran\u0131 ise y\u00fczde 322\u2019den y\u00fczde 196\u2019ya d\u00fc\u015ft\u00fc.<\/p>\n

Buna kar\u015f\u0131l\u0131k ticari bor\u00e7larda ters y\u00f6nde bir hareket ya\u015fand\u0131.<\/p>\n

\u015eirketin k\u0131sa vadeli ticari bor\u00e7lar\u0131 12,7 milyar TL\u2019den 15,21 milyar TL\u2019<\/strong>ye y\u00fckseldi.<\/p>\n

Bu borcun 6,37 milyar TL\u2019si Tar\u0131m Kredi sistemi i\u00e7erisindeki ili\u015fkili \u015firketlere, 8,84 milyar TL\u2019si ise di\u011fer tedarik\u00e7ilere ait bulunuyor.<\/p>\n

PERSONEL SAYISI 1 YILDA 1808 K\u0130\u015e\u0130 AZALDI<\/h3>\n

\u015eirketin \u00e7al\u0131\u015fan say\u0131s\u0131nda da \u00f6nemli bir d\u00fc\u015f\u00fc\u015f ya\u015fand\u0131.<\/p>\n

30 Haziran 2025\u2019te 11 bin 615 olan ortalama personel say\u0131s\u0131, 2025 sonunda 10 bin 940\u2019a, 30 Haziran 2026 itibar\u0131yla ise 9 bin 807\u2019ye geriledi.<\/p>\n

B\u00f6ylece \u015firketin \u00e7al\u0131\u015fan say\u0131s\u0131 bir y\u0131lda 1.808 ki\u015fi azald\u0131.<\/p>\n

Personel giderleri de ayn\u0131 d\u00f6nemde 5,42 milyar TL<\/strong>\u2019den 4,18 milyar TL<\/strong>\u2019ye geriledi.<\/p>\n

Bu geli\u015fmenin, \u015firketin ge\u00e7en y\u0131l 3,69 milyar TL olan esas faaliyet zarar\u0131n\u0131 474 milyon TL\u2019ye kadar d\u00fc\u015f\u00fcrmesinde etkili oldu\u011fu g\u00f6r\u00fcl\u00fcyor.<\/p>\n

\u00dcST Y\u00d6NET\u0130ME SA\u011eLANAN FAYDALAR Y\u00dcZDE 75 ARTTI<\/h3>\n

Personel say\u0131s\u0131 ve toplam personel giderleri d\u00fc\u015ferken \u00fcst d\u00fczey y\u00f6neticilere sa\u011flanan faydalardaki art\u0131\u015f ise dikkat \u00e7ekti.<\/p>\n

2025\u2019in ilk 6 ay\u0131nda \u00fcst d\u00fczey y\u00f6neticilere sa\u011flanan faydalar 17,12 milyon TL iken, 2026\u2019n\u0131n ayn\u0131 d\u00f6neminde bu tutar: 29 milyon 927 bin TL<\/strong>\u2019ye \u00e7\u0131kt\u0131.<\/p>\n

Art\u0131\u015f yakla\u015f\u0131k y\u00fczde 75 oldu.<\/p>\n

TARIM KRED\u0130 MARKET TOPARLANIYOR AMA F\u0130NANSMAN Y\u00dcK\u00dc DEVAM ED\u0130YOR<\/h3>\n

Tar\u0131m Kredi Market\u2019in 2026 ilk yar\u0131 bilan\u00e7osu iki farkl\u0131 tabloyu ayn\u0131 anda ortaya koyuyor.<\/p>\n

Bir tarafta sat\u0131\u015flar\u0131n\u0131 ve br\u00fct kar\u0131n\u0131 art\u0131ran, personel ve pazarlama giderlerini azaltan, esas faaliyet zarar\u0131n\u0131 3,69 milyar TL\u2019den 474 milyon TL\u2019ye kadar d\u00fc\u015f\u00fcren bir \u015firket bulunuyor.<\/p>\n

Di\u011fer tarafta ise hala 11 milyar TL net borcu bulunan, 6 ayda 2,72 milyar TL finansman gideri yazan, 1,81 milyar TL nakit faiz \u00f6deyen ve d\u00f6nem sonunda 1,09 milyar TL zarar a\u00e7\u0131klayan bir \u015firket var.<\/p>\n

\u015eirketin \u00f6denmi\u015f sermayesinin 8,75 milyar TL\u2019ye \u00e7\u0131kar\u0131lmas\u0131 ve 2026\u2019n\u0131n ilk yar\u0131s\u0131nda 2,25 milyar TL yeni sermaye nakdi sa\u011flanmas\u0131 da Tar\u0131m Kredi Market\u2019in finansal yap\u0131s\u0131n\u0131n ana ortak T\u00fcrkiye Tar\u0131m Kredi Kooperatifleri Merkez Birli\u011fi\u2019nin deste\u011fiyle g\u00fc\u00e7lendirilmeye devam edildi\u011fini g\u00f6steriyor. \u2192 Tar\u0131m Kredi Marketlerde 4,7 milyar TL\u2019lik dev zarar: Teknik iflastan son anda kurtuldu!<\/a><\/strong><\/p>\n

\n <\/div>","protected":false},"excerpt":{"rendered":"

Haber Merkezi \/ T\u00fcrkiye Tar\u0131m Kredi Kooperatifleri Merkez Birli\u011fi\u2019nin y\u00fczde 100 i\u015ftiraki TK Tar\u0131m Kredi Pazarlama ve Market\u00e7ilik A.\u015e.\u2019nin 30 Haziran 2026 tarihli alt\u0131 ayl\u0131k finansal tablolar\u0131 a\u00e7\u0131kland\u0131. S\u0131n\u0131rl\u0131 ba\u011f\u0131ms\u0131z denetimden ge\u00e7en bilan\u00e7o, Tar\u0131m Kredi Market\u2019in operasyonel performans\u0131nda ge\u00e7en y\u0131la g\u00f6re belirgin bir toparlanma ya\u015fand\u0131\u011f\u0131n\u0131, buna kar\u015f\u0131l\u0131k y\u00fcksek finansman maliyetinin \u015firketin karl\u0131l\u0131\u011fa ge\u00e7mesini engellemeye devam …<\/p>\n","protected":false},"author":1,"featured_media":5345,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-5344","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-tarim-haberleri"],"_links":{"self":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/5344","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=5344"}],"version-history":[{"count":0,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/5344\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/media\/5345"}],"wp:attachment":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=5344"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=5344"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=5344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}