{"id":5454,"date":"2026-09-16T14:27:00","date_gmt":"2026-09-16T11:27:00","guid":{"rendered":"https:\/\/topraktaumutvar.com.tr\/index.php\/2026\/09\/16\/ciftcinin-kredi-yuku-yeni-sezonu-vuruyor-tarimda-para-her-ay-donmuyor\/"},"modified":"2026-09-16T14:27:00","modified_gmt":"2026-09-16T11:27:00","slug":"ciftcinin-kredi-yuku-yeni-sezonu-vuruyor-tarimda-para-her-ay-donmuyor","status":"publish","type":"post","link":"https:\/\/topraktaumutvar.com.tr\/index.php\/2026\/09\/16\/ciftcinin-kredi-yuku-yeni-sezonu-vuruyor-tarimda-para-her-ay-donmuyor\/","title":{"rendered":"\u00c7ift\u00e7inin kredi y\u00fck\u00fc yeni sezonu vuruyor! \u2018Tar\u0131mda para her ay d\u00f6nm\u00fcyor\u2019"},"content":{"rendered":"<p><strong>Haber Merkezi \/<\/strong> Y\u00fcre\u011fir Ziraat Odas\u0131 Ba\u015fkan\u0131 Mehmet Ak\u0131n Do\u011fan, yeni \u00fcretim sezonu \u00f6ncesinde \u00e7ift\u00e7inin kar\u015f\u0131 kar\u015f\u0131ya kald\u0131\u011f\u0131 finansman sorunlar\u0131na dikkat \u00e7ekerek, tar\u0131msal \u00fcretimin yap\u0131s\u0131na uygun yeni bir kredi modeline ihtiya\u00e7 oldu\u011funu s\u00f6yledi.<\/p>\n<p>Mazot, g\u00fcbre, tohum, ila\u00e7, sulama, elektrik ve i\u015f\u00e7ilik ba\u015fta olmak \u00fczere \u00fcretim giderlerindeki art\u0131\u015f\u0131n \u00e7ift\u00e7inin i\u015fletme sermayesi ihtiyac\u0131n\u0131 b\u00fcy\u00fctt\u00fc\u011f\u00fcn\u00fc belirten Do\u011fan, mevcut kredi \u015fartlar\u0131n\u0131n \u00fcreticiyi giderek daha fazla zorlad\u0131\u011f\u0131n\u0131 kaydetti.<\/p>\n<h3>\u00c7\u0130FT\u00c7\u0130N\u0130N TARLAYI EKMEK \u0130\u00c7\u0130N \u0130HT\u0130YA\u00c7 DUYDU\u011eU PARA ARTTI<\/h3>\n<p>\u00dcreticinin sezon ba\u015f\u0131nda yapt\u0131\u011f\u0131 harcamalar\u0131n \u00f6nemli b\u00f6l\u00fcm\u00fcn\u00fc hasattan aylar \u00f6nce kar\u015f\u0131lamak zorunda oldu\u011funa dikkat \u00e7eken Do\u011fan, \u00e7ift\u00e7inin kendi sermayesinin yetersiz kald\u0131\u011f\u0131 noktada krediye y\u00f6neldi\u011fini ifade etti.<\/p>\n<p>Do\u011fan, \u015f\u00f6yle konu\u015ftu:<\/p>\n<p>\u201c\u00c7ift\u00e7i bug\u00fcn tarlas\u0131n\u0131 ekebilmek i\u00e7in ge\u00e7mi\u015f y\u0131llara g\u00f6re \u00e7ok daha y\u00fcksek bir sermayeye ihtiya\u00e7 duyuyor. Girdi fiyatlar\u0131 y\u00fckseldik\u00e7e \u00fcretim i\u00e7in gerekli para da art\u0131yor. \u00dcreticinin kendi imk\u00e2nlar\u0131 yetmedi\u011finde krediye y\u00f6nelmesi gerekiyor ancak y\u00fcksek faiz oranlar\u0131 \u00f6nemli bir y\u00fck olu\u015fturuyor.\u201d<\/p>\n<div data-channel=\"121\" data-advert=\"temedya\" data-rotation=\"120\" class=\"mb-3 text-center\"><\/div>\n<div data-channel=\"121\" data-advert=\"temedya\" data-rotation=\"120\" class=\"mb-3 text-center\"><\/div>\n<h3>\u201cTARIMDA PARA HER AY D\u00d6NM\u00dcYOR\u201d<\/h3>\n<p>Tar\u0131msal \u00fcretimin finansman yap\u0131s\u0131n\u0131n di\u011fer ticari faaliyetlerden farkl\u0131 de\u011ferlendirilmesi gerekti\u011fini vurgulayan Do\u011fan, \u00e7ift\u00e7inin yapt\u0131\u011f\u0131 harcaman\u0131n kar\u015f\u0131l\u0131\u011f\u0131n\u0131 \u00e7o\u011fu \u00fcr\u00fcnde ancak hasattan sonra alabildi\u011fine dikkat \u00e7ekti.<\/p>\n<p>Do\u011fan, tar\u0131msal kredilerde vade ve \u00f6deme tarihlerinin de buna g\u00f6re belirlenmesini isteyerek \u015funlar\u0131 s\u00f6yledi:<\/p>\n<p>\u201cTar\u0131mda para her ay d\u00f6nm\u00fcyor. \u00dcretici \u00f6nce harcama yap\u0131yor, \u00fcr\u00fcn\u00fcn\u00fc yeti\u015ftiriyor ve hasattan sonra gelir elde ediyor. Bu nedenle tar\u0131msal kredilerin vadesi ve \u00f6deme takvimi, \u00fcretimin yap\u0131s\u0131na uygun olmal\u0131d\u0131r.\u201d<\/p>\n<h3>KRED\u0130 L\u0130M\u0130TLER\u0130 G\u00dcNCEL \u00dcRET\u0130M MAL\u0130YETLER\u0130NE G\u00d6RE BEL\u0130RLENS\u0130N<\/h3>\n<p>Ge\u00e7mi\u015f y\u0131llarda belirlenen finansman tutarlar\u0131n\u0131n bug\u00fcnk\u00fc \u00fcretim maliyetleri kar\u015f\u0131s\u0131nda yetersiz kald\u0131\u011f\u0131n\u0131 belirten Do\u011fan, kredi limitlerinin de yeniden ele al\u0131nmas\u0131n\u0131 istedi.<\/p>\n<p>Kredi tutarlar\u0131n\u0131n \u00fcr\u00fcne, ekim alan\u0131na ve g\u00fcncel \u00fcretim maliyetlerine g\u00f6re belirlenmesi gerekti\u011fini kaydeden Do\u011fan, \u00fcreticiye kulland\u0131r\u0131lan finansman\u0131n ger\u00e7ek \u00fcretim giderleriyle uyumlu hale getirilmesinin \u00f6nemine dikkat \u00e7ekti.<\/p>\n<h3>F\u0130NANSMAN SORUNU EK\u0130M ALANINI DA ETK\u0130L\u0130YOR<\/h3>\n<p>Do\u011fan&#8217;a g\u00f6re finansmana eri\u015fimde ya\u015fanan s\u0131k\u0131nt\u0131n\u0131n etkisi yaln\u0131zca \u00e7ift\u00e7inin bor\u00e7 y\u00fck\u00fcyle s\u0131n\u0131rl\u0131 kalm\u0131yor. Yetersiz i\u015fletme sermayesi \u00fcreticinin ne kadar alan ekece\u011finden hangi girdileri kullanaca\u011f\u0131na kadar \u00fcretim kararlar\u0131n\u0131 da etkiliyor.<\/p>\n<p>Y\u00fcksek kredi maliyetlerinin tar\u0131msal yat\u0131r\u0131mlar\u0131 erteletti\u011fini belirten Do\u011fan, \u00e7ift\u00e7ilerin makine yenileme, modern sulama sistemlerine ge\u00e7i\u015f ve verimlili\u011fi art\u0131racak yat\u0131r\u0131mlarda da daha temkinli hareket etmek zorunda kald\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n<h3>\u201c\u00dcRET\u0130C\u0130 \u00d6NCE SEZONU NASIL TAMAMLAYACA\u011eINI HESAPLIYOR\u201d<\/h3>\n<p>\u00c7ift\u00e7inin mevcut ko\u015fullarda uzun vadeli yat\u0131r\u0131m yapmaktan \u00f6nce \u00fcretim sezonunu tamamlamaya odakland\u0131\u011f\u0131n\u0131 ifade eden Do\u011fan, finansman s\u0131k\u0131nt\u0131s\u0131n\u0131n \u00fcretime yans\u0131mas\u0131n\u0131 \u015f\u00f6yle anlatt\u0131:<\/p>\n<p>\u201c\u00dcretici bug\u00fcn yat\u0131r\u0131m yapmaktan \u00f6nce \u00f6n\u00fcndeki sezonu nas\u0131l tamamlayaca\u011f\u0131n\u0131 hesapl\u0131yor. \u0130\u015fletme sermayesi yetersiz kald\u0131\u011f\u0131nda ekim alan\u0131 k\u00fc\u00e7\u00fclebiliyor ve baz\u0131 girdilerin kullan\u0131m\u0131ndan vazge\u00e7ilebiliyor. Bunun sonucu verim ve \u00fcretime yans\u0131yor.\u201d<\/p>\n<h3>\u201c\u00c7\u0130FT\u00c7\u0130N\u0130N BEKLENT\u0130S\u0130 DAHA FAZLA BOR\u00c7LANMAK DE\u011e\u0130L\u201d<\/h3>\n<p>Tar\u0131msal \u00fcretimin s\u00fcrd\u00fcr\u00fclebilirli\u011finin ayn\u0131 zamanda g\u0131da arz\u0131n\u0131n devaml\u0131l\u0131\u011f\u0131 a\u00e7\u0131s\u0131ndan \u00f6nem ta\u015f\u0131d\u0131\u011f\u0131n\u0131 vurgulayan Do\u011fan, \u00e7ift\u00e7inin \u00fcretimden kopmamas\u0131 i\u00e7in uygun maliyetli finansman imkanlar\u0131n\u0131n g\u00fc\u00e7lendirilmesi gerekti\u011fini belirtti.<\/p>\n<p>\u00c7ift\u00e7inin talebinin daha fazla bor\u00e7lanmak olmad\u0131\u011f\u0131n\u0131n alt\u0131n\u0131 \u00e7izen Do\u011fan, \u00fcretim ve hasat d\u00f6nemlerine g\u00f6re haz\u0131rlanacak, uygun maliyetli ve yeterli limitlere sahip bir tar\u0131msal kredi modelinin hem \u00e7ift\u00e7iyi rahatlataca\u011f\u0131n\u0131 hem de \u00fcretimin devaml\u0131l\u0131\u011f\u0131na katk\u0131 sa\u011flayaca\u011f\u0131n\u0131 ifade etti.<\/p>\n<div class=\"article-source py-3 small \">\n            <span class=\"source-name pe-3\"><strong>Kaynak: <\/strong>\u0130HA<\/span>\n    <\/div>","protected":false},"excerpt":{"rendered":"<p>Haber Merkezi \/ Y\u00fcre\u011fir Ziraat Odas\u0131 Ba\u015fkan\u0131 Mehmet Ak\u0131n Do\u011fan, yeni \u00fcretim sezonu \u00f6ncesinde \u00e7ift\u00e7inin kar\u015f\u0131 kar\u015f\u0131ya kald\u0131\u011f\u0131 finansman sorunlar\u0131na dikkat \u00e7ekerek, tar\u0131msal \u00fcretimin yap\u0131s\u0131na uygun yeni bir kredi modeline ihtiya\u00e7 oldu\u011funu s\u00f6yledi. Mazot, g\u00fcbre, tohum, ila\u00e7, sulama, elektrik ve i\u015f\u00e7ilik ba\u015fta olmak \u00fczere \u00fcretim giderlerindeki art\u0131\u015f\u0131n \u00e7ift\u00e7inin i\u015fletme sermayesi ihtiyac\u0131n\u0131 b\u00fcy\u00fctt\u00fc\u011f\u00fcn\u00fc belirten Do\u011fan, mevcut &hellip;<\/p>\n","protected":false},"author":1,"featured_media":5455,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-5454","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-tarim-haberleri"],"_links":{"self":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/5454","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=5454"}],"version-history":[{"count":0,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/5454\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/media\/5455"}],"wp:attachment":[{"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=5454"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=5454"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/topraktaumutvar.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=5454"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}